The Annual Percentage Rate (APR) is the interested rate stated as your yearly rate. There are certain states where legislation implements limitations for the APR that is usually charged by the lender. Payday loan APRs range from 200% or more; however, this varies from one lender to another. There are certain loans in some states that do not restrict limits, and state laws do not govern bank loans, these states may hold higher APRs. Before agreeing upon a loan, the lender must present to you the relevant APR and their terms and conditions. Keep in mind that the APR is prone to change.
We provide you with a connecting service that provides contact with lenders in our network. The operator of this website should not be considered as a lender, loan broker, and therefore is not held responsible for any loan decisions. We cannot guarantee a definitive connection with a direct lender, and also note that not all lenders will accommodate the loan amount requested. There are some states where residents may not be eligible for small short-term loans. You are strictly required to review all terms and conditions, as well as privacy policies before making any loan decisions. Lenders within our network may implement credit score checks in order to assess your loan eligibility further, as well as confirming your identity. You are at liberty to further pursue professional financial assistance in order to analyze your financial risks. Cash transfer periods and repayment terms may vary between lenders. Repayment terms may be regulated by state laws. Make sure to review our FAQs for any additional information relating to loan inquiries. These disclosures are provided to you for information purposes and should not be considered legal advice.
There are individual states where residents are not allowed to take out any or all types of small short-term loans. These states include Arkansas, New York, Vermont, and West Virginia. The list of states serviced by our website can be subjected to change from time to time without any notice.
Note that the operator of this website is not a lender and does not make any loan-related decision. Independent third-party lenders within our network may conduct credit checks for the sole purpose of determining creditworthiness. When submitting your information through our website, you provide consent to our third-party lenders to verify your information and implement any other related checks. Please note that any loan products offered through our network of third-party lenders must be repaid with a short period of time. These loans should not be construed as permanent solutions to long term problems, only borrow the amount you need and are capable of repaying on your next pay date. Late payments may result in extra fees or collection activities. Nonpayment of the loan may result in collection activities. Each lender has their own terms and condition, and we advise you to revise them before proceeding any further, carefully.